Beyond Accuracy: Robustness, Cost, and Governance Trade-offs for Vision-Language Models in Templated Document Extraction

Kushal Patel, Pushkal Shrivastava, Mackenzie Lees, Qirui Lu, Bhargobjyoti Saikia, Liying Li, Junlin Jiang


Abstract
Vision-language models (VLMs) are increasingly used to extract structured fields from business documents, yet most evaluations report accuracy on clean benchmarks and offer little guidance to practitioners choosing an approach for a given task complexity. We address this gap with a measurement-grounded study and an open-source release. Across eleven systems (three commercial, two reasoning, five open-source VLMs in pretrained and fine-tuned form, and a non-LLM OCR→regex floor) scored on a 750-document held-out pool of synthetic checks, fine-tuning on 3K samples lifts the best open-source VLMs above F1 0.98—above every zero-shot commercial system on this task—while GPT-5 leads the commercial pool on F1 and Claude Sonnet 4.5 collapses on Date. To turn these measurements into actionable choices, we introduce a practitioner-oriented selection framework that maps a task profile (quality, latency, governance, volume) to a recommended approach via filtering and total-cost minimization, illustrated on a hypothetical mid-volume document-extraction scenario.
Anthology ID:
2026.emnlp-industry.123
Volume:
Proceedings of the 2026 Conference on Empirical Methods in Natural Language Processing: Industry Track
Month:
October
Year:
2026
Address:
Budapest, Hungary
Editors:
Pepa Atanasova, Gholamreza Haffari, Minghan Wang
Venue:
EMNLP
SIG:
SIGDAT
Publisher:
Association for Computational Linguistics
Note:
Pages:
2115–2126
Language:
URL:
https://aclanthology.org/2026.emnlp-industry.123/
DOI:
Bibkey:
Cite (ACL):
Kushal Patel, Pushkal Shrivastava, Mackenzie Lees, Qirui Lu, Bhargobjyoti Saikia, Liying Li, and Junlin Jiang. 2026. Beyond Accuracy: Robustness, Cost, and Governance Trade-offs for Vision-Language Models in Templated Document Extraction. In Proceedings of the 2026 Conference on Empirical Methods in Natural Language Processing: Industry Track, pages 2115–2126, Budapest, Hungary. Association for Computational Linguistics.
Cite (Informal):
Beyond Accuracy: Robustness, Cost, and Governance Trade-offs for Vision-Language Models in Templated Document Extraction (Patel et al., EMNLP 2026)
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PDF:
https://aclanthology.org/2026.emnlp-industry.123.pdf