@inproceedings{yu-sun-2026-cognitive, title = "Cognitive Echoes: Deployable Conversational Risk Screening in Automotive Finance on Constrained {LLM}s", author = "Yu, Zewei and Sun, Yuting", editor = "Atanasova, Pepa and Haffari, Gholamreza and Wang, Minghan", booktitle = "Proceedings of the 2026 Conference on Empirical Methods in Natural Language Processing: Industry Track", month = oct, year = "2026", address = "Budapest, Hungary", publisher = "Association for Computational Linguistics", url = "https://aclanthology.org/2026.emnlp-industry.87/", pages = "1456--1465", ISBN = "979-8-89176-460-6" }