Is Reasoning Always Useful? Rethinking Reasoning Utility in Universal Multimodal Embeddings

Wenxiao Fan, Jingling Fu, Luohang Liu, Xinyuan Shan, Lichen Ma, Yu He, Junshi Huang, Yan Li, Kan Li


Abstract
Reasoning-enhanced universal multimodal embeddings (UME) improve heterogeneous retrieval, but plausible rationales do not necessarily produce discriminative rankings. We study this gap by comparing the discriminative (DISC) and reasoning-driven generative (GEN) branches of UME-R1, a state-of-the-art reasoning UME method. We decompose reasoning utility into positive-target gain, hard-negative gain, and their margin difference. Positive similarity increases for 56.6%, but 15.7% are false-helpful cases where reasoning moves hard negatives closer even more. Local-neighborhood and token-attribution diagnostics suggest why: reasoning often de-condenses retrieved neighborhoods, but utility requires separator-aligned movement, while influential CoT tokens frequently encode evidence shared by positives and hard negatives. Motivated by these diagnostics, we propose SURE (Score-structure Utility Router for Embeddings), which improves UME-R1-7B by 1.5 points and yields consistent gains on two additional embedding models on MMEB-V2, without retraining, label-based policy selection, or extra VLM forward passes.
Anthology ID:
2026.findings-emnlp.1698
Volume:
Findings of the Association for Computational Linguistics: EMNLP 2026
Month:
October
Year:
2026
Address:
Budapest, Hungary
Editors:
Hung-Yi Lee, Sunipa Dev, Jessy Li, Desmond Elliott
Venue:
Findings
SIG:
SIGDAT
Publisher:
Association for Computational Linguistics
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Pages:
36277–36304
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URL:
https://aclanthology.org/2026.findings-emnlp.1698/
DOI:
Bibkey:
Cite (ACL):
Wenxiao Fan, Jingling Fu, Luohang Liu, Xinyuan Shan, Lichen Ma, Yu He, Junshi Huang, Yan Li, and Kan Li. 2026. Is Reasoning Always Useful? Rethinking Reasoning Utility in Universal Multimodal Embeddings. In Findings of the Association for Computational Linguistics: EMNLP 2026, pages 36277–36304, Budapest, Hungary. Association for Computational Linguistics.
Cite (Informal):
Is Reasoning Always Useful? Rethinking Reasoning Utility in Universal Multimodal Embeddings (Fan et al., Findings 2026)
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PDF:
https://aclanthology.org/2026.findings-emnlp.1698.pdf