When Knowledge Is Not Free: Cost-Aware Evidence Selection in Retrieval-Augmented Generation

Mingyan Wu, Han Yang, Omer Ben-Porat, Yftah Ziser


Abstract
Retrieval-Augmented Generation (RAG) typically assumes that external knowledge is free, but many high-quality sources are paywalled, licensed, restricted, or otherwise costly to access. We introduce cost-aware RAG, a setting where retrieved evidence is assigned access-cost tiers and systems must answer under an explicit evidence-access budget. We instantiate this setting by augmenting MS MARCO v2.1 with access-friction tiers and evaluate budgeted evidence selection across general-domain and domain-specific QA benchmarks. Our results show that static selection is brittle: no fixed selector uniformly dominates, and larger budgets do not reliably improve answer quality, even when costly evidence is domain-matched. We then study agentic cost-aware RAG, where an LLM decides when to retrieve, which tier to access, and when to stop. Agents show strong promise as adaptive evidence-acquisition controllers, but their behavior remains highly model- and task-dependent. These findings suggest that cost-aware evidence acquisition is a central challenge for the next generation of RAG systems. All code and data are available at https://github.com/Mignonmy/Cost-Aware.
Anthology ID:
2026.findings-emnlp.413
Volume:
Findings of the Association for Computational Linguistics: EMNLP 2026
Month:
October
Year:
2026
Address:
Budapest, Hungary
Editors:
Hung-Yi Lee, Sunipa Dev, Jessy Li, Desmond Elliott
Venue:
Findings
SIG:
SIGDAT
Publisher:
Association for Computational Linguistics
Note:
Pages:
8713–8739
Language:
URL:
https://aclanthology.org/2026.findings-emnlp.413/
DOI:
Bibkey:
Cite (ACL):
Mingyan Wu, Han Yang, Omer Ben-Porat, and Yftah Ziser. 2026. When Knowledge Is Not Free: Cost-Aware Evidence Selection in Retrieval-Augmented Generation. In Findings of the Association for Computational Linguistics: EMNLP 2026, pages 8713–8739, Budapest, Hungary. Association for Computational Linguistics.
Cite (Informal):
When Knowledge Is Not Free: Cost-Aware Evidence Selection in Retrieval-Augmented Generation (Wu et al., Findings 2026)
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PDF:
https://aclanthology.org/2026.findings-emnlp.413.pdf