How LLM Financial Agents Respond to Stated Affect Depends on Their Assigned Role

Da Chen Lian, Yu-Lin Chang, Yen-Hsi Huang, Shu-Kai Hsieh


Abstract
We test whether financial LLM agents respond differently to reports with identical facts, forecasts and recommendations but different wording. The reports differ only in a closing sentence stating the sender’s affect. The most consistent finding is linguistic: high-arousal wording increases readers’ word-based arousal scores on average and also changes teammates’ language. The response varies across rolespecific task instructions, although its magnitude and ordering change across prompt paraphrases, scoring methods, word-removal controls and model families. The central role comparison contains 7,080 generations, but all concern one underlying deposit-outflow event; the 59 matched pairs are seeded realizations of the same financial payload rather than independent financial situations. Separately varying alarm and urgency shows that both raise word-based arousal, while alarmed wording adds an apprehension component detected by an emotion classifier. Behavioral effects are less consistent: in the primary model, alarmed wording reduces adherence to BUY and SELL recommendations, but the SELL reported-size effect is not detected in two additional model families. A filter that removes explicit alarm while preserving checked financial fields leaves most of the linguistic response intact.
Anthology ID:
2026.finnlp-1.38
Volume:
Proceedings of the 11th Workshop on Financial Technology and Natural Language Processing
Month:
October
Year:
2026
Address:
Budapest, Hungary
Editors:
Jimin Huang, Yongjae Lee, Sophia Ananiadou, Hsin-Hsi Chen, Hiroya Takamura, Chung-Chi Chen
Venues:
FinNLP | WS
SIG:
SIGFinTech
Publisher:
Association for Computational Linguistics
Note:
Pages:
454–468
Language:
URL:
https://aclanthology.org/2026.finnlp-1.38/
DOI:
Bibkey:
Cite (ACL):
Da Chen Lian, Yu-Lin Chang, Yen-Hsi Huang, and Shu-Kai Hsieh. 2026. How LLM Financial Agents Respond to Stated Affect Depends on Their Assigned Role. In Proceedings of the 11th Workshop on Financial Technology and Natural Language Processing, pages 454–468, Budapest, Hungary. Association for Computational Linguistics.
Cite (Informal):
How LLM Financial Agents Respond to Stated Affect Depends on Their Assigned Role (Lian et al., FinNLP 2026)
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PDF:
https://aclanthology.org/2026.finnlp-1.38.pdf