Multimodal evaluation is strengthened when benchmarks reflect the languages, institutions, and disciplinary conventions that shape expert visual reasoning. We introduce KMMMU, a native Korean benchmark built from Korean-native examination materials. KMMMU contains 3,466 questions spanning nine disciplines and nine visual modality categories. For targeted evaluation on challenging questions and Korean-specific knowledge, we additionally provide KMMMU-Adv and KMMMU-Local, respectively. Experiments show that the strongest evaluated open-weight model reaches 42.05% on the KMMMU, while the best evaluated proprietary model achieves 52.42% on the KMMMU-Adv. Performance varies substantially across disciplines and answer formats, with Korean-specific questions showing gaps of up to 13.43%. Error analysis suggests that inspected failures often involve convention-to-label mapping, few-shot symbolic induction, localized knowledge recall, and domain-specific standards, not reasoning depth alone. KMMMU provides a testbed for native Korean expert-level multimodal understanding beyond English-centric or translation-based evaluation.