Vision-language models (VLMs) are increasingly used to extract structured fields from business documents, yet most evaluations report accuracy on clean benchmarks and offer little guidance to practitioners choosing an approach for a given task complexity. We address this gap with a measurement-grounded study and an open-source release. Across eleven systems (three commercial, two reasoning, five open-source VLMs in pretrained and fine-tuned form, and a non-LLM OCR→regex floor) scored on a 750-document held-out pool of synthetic checks, fine-tuning on 3K samples lifts the best open-source VLMs above F1 0.98—above every zero-shot commercial system on this task—while GPT-5 leads the commercial pool on F1 and Claude Sonnet 4.5 collapses on Date. To turn these measurements into actionable choices, we introduce a practitioner-oriented selection framework that maps a task profile (quality, latency, governance, volume) to a recommended approach via filtering and total-cost minimization, illustrated on a hypothetical mid-volume document-extraction scenario.

The retrieval-augmented generation (RAG) technique enables generative AI models to extract accurate facts from external unstructureddata sources. For structured data, RAG is further augmented by function calls to query databases. This paper presents an industrialcase study that implements RAG in a large financial institution’s call center. The study showcases experiences and architecture for ascalable RAG deployment. It also introduces enhancements to RAG for retrieving facts from structured data sources using data embeddings, achieving low latency and high reliability. Our optimized production application demonstratesan average response time of only 7.33 seconds. Additionally, the paper compares various open-source and closed-source models for answer generation in an industrial context.

In this paper, we evaluate several machine learning methods for multi-label classification of text questions. Every nursing student in the United States must pass the National Council Licensure Examination (NCLEX) to begin professional practice. NCLEX defines a number of competencies on which students are evaluated. By labeling test questions with NCLEX competencies, we can score students according to their performance in each competency. This information helps instructors measure how prepared students are for the NCLEX, as well as which competencies they may need help with. A key challenge is that questions may be related to more than one competency. Labeling questions with NCLEX competencies, therefore, equates to a multi-label, text classification problem where each competency is a label. Here we present an evaluation of several methods to support this use case along with a proposed approach. While our work is grounded in the nursing education domain, the methods described here can be used for any multi-label, text classification use case.