Kangyi Zhao

Author directory

2026

Large Language Models (LLMs) have emerged as transformative, powerful tools for processing and acting on unstructured financial data. However, existing surveys suffer from methodological fragmentation, evaluation inconsistency, and application disconnect. This hinders the transition of research from academia to real-life applications in financial institutions. To address these gaps, we (1) introduce a unified taxonomy organizing approaches by computational complexity, (2) propose a three-stage evaluation framework, and (3) examine LLM deployment approaches suited to specific operational contexts. Furthermore, we identify key challenges including validation frameworks, data contamination, and operational compliance that need to be further investigated.
Reasoning-conditioned embeddings can improve retrieval by progressively refining semantic constraints. However, additional reasoning may introduce over-generalized or semantically noisy abstractions that weaken retrieval specificity. Existing methods largely supervise reasoning through final retrieval outcomes, providing limited guidance over the refinement process itself. We propose AURA, a framework that directly supervises intermediate reasoning states according to how well they separate relevant documents from hard distractors. AURA further trains a lightweight utility estimator over prefix-conditioned embeddings to adapt reasoning depth at inference time. On the reasoning-intensive BRIGHT benchmark, AURA-4B achieves 34.7 average nDCG@10 while using 2.8 reasoning steps and 96 generated tokens per query. Under matched deployment conditions, adaptive stopping reduces latency from 4.6 to 0.76 seconds relative to full-trajectory reasoning. Results on MS MARCO further suggest that this specialization need not substantially degrade conventional in-domain retrieval.
Fine-grained spatio-temporal understanding is essential for video reasoning and embodied AI. Yet, while Multimodal Large Language Models (MLLMs) master static semantics, their grasp of temporal dynamics remains brittle. We present TimeBlind, a diagnostic benchmark for compositional spatio-temporal understanding. Inspired by cognitive science, TimeBlind categorizes fine-grained temporal understanding into three levels: recognizing atomic events, characterizing event properties, and reasoning about event interdependencies. Unlike benchmarks that conflate recognition with temporal reasoning, TimeBlind leverages a minimal-pairs paradigm: video pairs share identical static visual content but differ solely in temporal structure, utilizing complementary questions to neutralize language priors. Evaluating over 20 state-of-the-art MLLMs (e.g., GPT-5, Gemini 3 Pro) on 600 curated instances (2400 video-question pairs), reveals that the Instance Accuracy (correctly distinguishing both videos in a pair) of the best performing MLLM is only 48.2%, far below the human performance (98.2%). These results demonstrate that even frontier models exhibit significant deficiencies in temporal reasoning, positioning TimeBlind as a vital diagnostic tool for next-generation video understanding.

2025

Large language models (LLMs) hold promise for advancing patient–provider communication, yet a persistent gap remains between benchmark-driven model development and the realities of clinical practice. This work presents a systematic, clinically grounded review of text-based medical datasets for LLM training and evaluation. We propose a scenario-based taxonomy derived from established clinical frameworks to map major knowledge-based and conversation-based corpora against core communication scenarios. We further synthesize core communication skills from gold-standard clinical assessment instruments and meta-analyze state-of-the-art medical LLM performance, highlighting how dataset properties, fine-tuning strategies, and evaluation metrics shape both knowledge acquisition and communicative competence. To empirically validate these findings, we conducted controlled fine-tuning experiments across representative LLMs, demonstrating that data composition and scenario alignment critically affect model performance. Our findings highlight the urgent need for scenario-rich datasets and standardized, human-centered evaluation protocol to advance clinically relevant medical LLMs.