Multimodal learning aims to learn unified multimodal representations from heterogeneous modalities and supports many natural language processing tasks. However, multimodal models often exhibit modality laziness: over-relying on a dominant modality and under-exploiting complementary signals. Existing approaches typically strengthen unimodal training or rebalance modality contributions, but they may still emphasize shared semantics and overlook modality-specific cues. To address this, we propose SCOPE, a unified framework for learning complete multimodal representations, achieving Shared-and-COmplementary cue PrEservation. Firstly, SCOPE uses a mutual information-guided disentanglement module to separate shared semantics from modality-specific cues and mitigate representation collapse. Secondly, SCOPE aligns modalities by enforcing structural consistency between modality-wise semantic graphs, avoiding brittle point-wise matching. Finally, SCOPE performs balanced fusion via structure-aware diffusion attention to integrate shared and complementary cues without feature homogenization. Experiments on four benchmark datasets show that SCOPE consistently outperforms SOTA baselines, achieving up to 27.10% accuracy improvement.

Financial numerical reasoning demands rigorous adherence to domain-specific logic and precise evidence foundation. However, large language models (LLMs) are prone to forced generation when confronting ambiguous evidence or complex recursive dependencies, often hallucinating values to bridge information gaps. To address this, we propose graph-bounded financial reasoning (GBFR), a neuro-symbolic framework that imposes semantic and structural constraints via a financial metric knowledge graph (FMKG). Unlike sequential generation paradigms, our approach employs a parallel graph-constrained reasoning algorithm that orchestrates specialized operators to simultaneously explore heterogeneous derivation paths of complex financial metrics. Through cross-path verification, the framework aggregates only semantically consistent results, ensuring reasoning is bounded by available context. Crucially, this approach enables safe abstention by distinguishing genuine data absence from retrieval failure, thereby preventing ungrounded fabrication. To evaluate this capability, we further construct counterfactual samples by perturbing entities, times, and metrics to synthesize unanswerable scenarios. Empirical evaluations on standard benchmarks demonstrate that GBFR significantly outperforms state-of-the-art baselines.