We present Fin_Agent, our submission to the FinEval 2026 shared task on multilingual financial language understanding. Our systems address Greek financial named-entity recognition, Japanese implicit communication recognition, and multilingual financial question answering. For Greek NER, we combine annotation-aware numeric rules with zero-shot Qwen2.5-32B classification, achieving 0.9521 public F1 and 0.8884 private F1. For Japanese implicit communication, an interpretable cue-based ordinal scorer achieves 98.0% test accuracy. For multilingual financial QA, BGE-M3 retrieval with Qwen3-32B generation achieves 0.3023 and 0.3419 ROUGE-1 F1 on the public and private splits. Key limitations include dataset-specific rules, handcrafted cues, and limited supervision. Implementation code is available https://github.com/Rashidnira/finagent-fineval-2026.

Public large language models (LLMs) are typically safety-aligned during pretraining, but task-specific fine-tuning often erodes this alignment, introducing significant safety risks. Existing defenses are largely coupled with the fine-tuning process, incurring high computational overhead and complex workflows. To address these challenges, we propose Q-realign, a post-hoc defense based on quantization. Departing from the conventional view of quantization as a safety-eroding compromise, we reframe it as a dual-purpose mechanism for both compression and safety recovery. This allows Q-realign to decouple safety alignment from fine-tuning and naturally piggyback onto modern deployment pipelines. Experiments across multiple models and datasets demonstrate that our method substantially reduces unsafe behaviors while preserving task performance, significantly improving memory and GPU efficiency. Notably, our approach can recover the safety alignment of a fine-tuned 7B LLM on a single RTX 4090 within 40 minutes. Overall, our work provides a practical, turnkey solution for safety-aware deployment. Our code is released at https://anonymous.4open.science/r/Q-realign-copy-0D71.

Quantization reduces the deployment cost of large language models (LLMs). However, post-training quantization (PTQ) cannot fine-tune model parameters and often degrades accuracy in low-bit settings, while quantization-aware training (QAT) requires backpropagation and incurs high memory overhead. We propose ZeroQAT, a zeroth-order QAT framework supporting both weight and activation quantization. By using forward-only gradient estimation, ZeroQAT removes backpropagation and substantially reduces memory and computation while retaining end-to-end optimization benefits. We further introduce a lightweight variant of ZeroQAT for quantized fine-tuning, which freezes and pre-quantizes most parameters to further cut memory usage. Experiments show that ZeroQAT consistently outperforms representative PTQ and QAT baselines while requiring significantly less memory. For example, ZeroQAT enables fine-tuning of a 13B model at extremely low bit-widths (e.g., 2-4 bits) on a single 8GB GPU, and even allows fine-tuning a 6.7B model on a OnePlus 12 smartphone, demonstrating its practicality for end-to-end QAT on resource-limited edge devices.

Correcting health misinformation in dialogue requires more than producing a factual rebuttal: users differ in what they know, what they believe, and what they need to hear, so an effective intervention often depends on first asking the right clarifying question. Yet existing methods either respond immediately or probe indiscriminately, treating clarification as either unnecessary or always beneficial. We propose Reward-Optimized Probe-and-Respond (RO-PnR), a framework that learns when asking is worth its cost. At each turn, RO-PnR chooses between probing for more information and committing to a final correction, guided by a turn-level reward that weighs the expected gain from probing against its interaction cost. To capture how user heterogeneity affects probing value, we model each simulated user with a latent state along health literacy and belief commitment. Experiments show that RO-PnR achieves the highest cost-adjusted utility across three health-misinformation datasets and three base models, using ∼30% fewer turns than always-probe baselines.

Hate speech (HS) erodes the inclusiveness of online users and propagates negativity and division. Counterspeech has been recognized as a way to mitigate the harmful consequences. While some research has investigated the impact of user-generated counterspeech on social media platforms, few have examined and modeled haters’ reactions toward counterspeech, despite the immediate alteration of haters’ attitudes being an important aspect of counterspeech. This study fills the gap by analyzing the impact of counterspeech from the hater’s perspective, focusing on whether the counterspeech leads the hater to reenter the conversation and if the reentry is hateful. We compile the Reddit Echoes of Hate dataset (ReEco), which consists of triple-turn conversations featuring haters’ reactions, to assess the impact of counterspeech. To predict haters’ behaviors, we employ two strategies: a two-stage reaction predictor and a three-way classifier. The linguistic analysis sheds insights on the language of counterspeech to hate eliciting different haters’ reactions. Experimental results demonstrate that the 3-way classification model outperforms the two-stage reaction predictor, which first predicts reentry and then determines the reentry type. We conclude the study with an assessment showing the most common errors identified by the best-performing model.

Health misinformation spreading online poses a significant threat to public health. Researchers have explored methods for automatically generating counterspeech to health misinformation as a mitigation strategy. Existing approaches often produce uniform responses, ignoring that the health literacy level of the audience could affect the accessibility and effectiveness of counterspeech. We propose a Controlled-Literacy framework using retrieval-augmented generation (RAG) with reinforcement learning (RL) to generate tailored counterspeech adapted to different health literacy levels. In particular, we retrieve knowledge aligned with specific health literacy levels, enabling accessible and factual information to support generation. We design a reward function incorporating subjective user preferences and objective readability-based rewards to optimize counterspeech to the target health literacy level. Experiment results show that Controlled-Literacy outperforms baselines by generating more accessible and user-preferred counterspeech. This research contributes to more equitable and impactful public health communication by improving the accessibility and comprehension of counterspeech to health misinformation.

In response to the urgent need for effective communication with crisis-affected populations, automated responses driven by language models have been proposed to assist in crisis communications. A critical yet often overlooked factor is the consistency of response style, which could affect the trust of affected individuals in responders. Despite its importance, few studies have explored methods for maintaining stylistic consistency across generated responses. To address this gap, we propose a novel metric for evaluating style consistency and introduce a fusion-based generation approach grounded in this metric. Our method employs a two-stage process: it first assesses the style of candidate responses and then optimizes and integrates them at the instance level through a fusion process. This enables the generation of high-quality responses while significantly reducing stylistic variation between instances. Experimental results across multiple datasets demonstrate that our approach consistently outperforms baselines in both response quality and stylistic uniformity.

Counterspeech is a targeted response to counteract and challenge abusive or hateful content. It effectively curbs the spread of hatred and fosters constructive online communication. Previous studies have proposed different strategies for automatically generated counterspeech. Evaluations, however, focus on relevance, surface form, and other shallow linguistic characteristics. This paper investigates the human likeness of AI-generated counterspeech, a critical factor influencing effectiveness. We implement and evaluate several LLM-based generation strategies, and discover that AI-generated and human-written counterspeech can be easily distinguished by both simple classifiers and humans. Further, we reveal differences in linguistic characteristics, politeness, and specificity. The dataset used in this study is publicly available for further research.

Automatic counterspeech generation methods have been developed to assist efforts in combating hate speech. Existing research focuses on generating counterspeech with linguistic attributes such as being polite, informative, and intent-driven. However, the real impact of counterspeech in online environments is seldom considered. This study aims to develop methods for generating counterspeech constrained by conversation outcomes and evaluate their effectiveness. We experiment with large language models (LLMs) to incorporate into the text generation process two desired conversation outcomes: low conversation incivility and non-hateful hater reentry. Specifically, we experiment with instruction prompts, LLM finetuning, and LLM reinforcement learning (RL). Evaluation results show that our methods effectively steer the generation of counterspeech toward the desired outcomes. Our analyses, however, show that there are differences in the quality and style depending on the model.