Streaming video understanding requires answering questions at arbitrary times over a continuously growing visual stream. The central challenge is to compactly remember long-range history while effectively retrieving question-relevant evidence. We propose Dynamic Hub-and-Spoke Memory (D-HSM), a training-free framework that represents distant history as structured textual memory while preserving the recent frames as visual tokens for fine-grained perception. Specifically, D-HSM turns selected historical video chunks into typed textual observations and stores them in an entity-centered hub-and-spoke memory, with entities as hubs and related evidence as spokes. When answering a question, D-HSM dynamically retrieves a compact question-aware memory subset, expands it through hub-and-spoke links, and combines it with the recent visual window for frozen-VLM answer prediction. Extensive experiments on both streaming and long video benchmarks show that D-HSM consistently and substantially improves VLM backbones and outperforms other state-of-the-art online and offline video understanding baselines.

Low-Rank Adaptation (LoRA) has become a cornerstone of parameter-efficient fine-tuning (PEFT). Yet, its efficacy is hampered by two fundamental limitations: semantic drift, arising from treating all update directions with equal importance, and structural incoherence, due to adapting layers independently, resulting in uncoordinated and suboptimal updates. To address these issues, we propose StructLoRA, a framework that tackles both limitations through a principled dual-component design: (1) an Information Bottleneck-guided filter that prunes task-irrelevant directions to mitigate semantic drift, and (2) a lightweight, training-only graph-based coordinator that enforces inter-layer consistency to resolve structural incoherence. Extensive experiments across large language models, vision language models, and vision models (including LLaMA, LLaVA, and ViT) demonstrate that StructLoRA consistently establishes a new state of the art, outperforming not only vanilla LoRA but also advanced dynamic rank allocation and sparsity-based methods. Notably, the gains are particularly pronounced in challenging low-rank and low-data regimes. Crucially, since the proposed modules operate only during training, StructLoRA improves performance with zero additional inference cost, shifting the focus of PEFT from mere parameter compression to a more holistic optimization of information quality and structural integrity.