Identity fraud detection is of great importance in many real-world scenarios such as the financial industry. However, few studies addressed this problem before. In this paper, we focus on identity fraud detection in loan applications and propose to solve this problem with a novel interactive dialogue system which consists of two modules. One is the knowledge graph (KG) constructor organizing the personal information for each loan applicant. The other is structured dialogue management that can dynamically generate a series of questions based on the personal KG to ask the applicants and determine their identity states. We also present a heuristic user simulator based on problem analysis to evaluate our method. Experiments have shown that the trainable dialogue system can effectively detect fraudsters, and achieve higher recognition accuracy compared with rule-based systems. Furthermore, our learned dialogue strategies are interpretable and flexible, which can help promote real-world applications.

Clarifying user needs is essential for existing task-oriented dialogue systems. However, in real-world applications, developers can never guarantee that all possible user demands are taken into account in the design phase. Consequently, existing systems will break down when encountering unconsidered user needs. To address this problem, we propose a novel incremental learning framework to design task-oriented dialogue systems, or for short Incremental Dialogue System (IDS), without pre-defining the exhaustive list of user needs. Specifically, we introduce an uncertainty estimation module to evaluate the confidence of giving correct responses. If there is high confidence, IDS will provide responses to users. Otherwise, humans will be involved in the dialogue process, and IDS can learn from human intervention through an online learning module. To evaluate our method, we propose a new dataset which simulates unanticipated user needs in the deployment stage. Experiments show that IDS is robust to unconsidered user actions, and can update itself online by smartly selecting only the most effective training data, and hence attains better performance with less annotation cost.

Reinforcement learning (RL) is an attractive solution for task-oriented dialog systems. However, extending RL-based systems to handle new intents and slots requires a system redesign. The high maintenance cost makes it difficult to apply RL methods to practical systems on a large scale. To address this issue, we propose a practical teacher-student framework to extend RL-based dialog systems without retraining from scratch. Specifically, the “student” is an extended dialog manager based on a new ontology, and the “teacher” is existing resources used for guiding the learning process of the “student”. By specifying constraints held in the new dialog manager, we transfer knowledge of the “teacher” to the “student” without additional resources. Experiments show that the performance of the extended system is comparable to the system trained from scratch. More importantly, the proposed framework makes no assumption about the unsupported intents and slots, which makes it possible to improve RL-based systems incrementally.

We extend discriminative n-gram language modeling techniques originally proposed for automatic speech recognition to a statistical machine translation task. In this context, we propose a novel data selection method that leads to good models using a fraction of the training data. We carry out systematic experiments on several benchmark tests for Chinese to English translation using a hierarchical phrase-based machine translation system, and show that a discriminative language model significantly improves upon a state-of-the-art baseline. The experiments also highlight the benefits of our data selection method.